Хураангуй:
The aim of the thesis is to critically analyze the effect of the COVID-19 pandemic on the non-performing loans of commercial banks in Mongolia using multivariate regression models while considering multicollinearity and heteroskedasticity. The results of the analysis show that the amount of non-performing loans increases when COVID-19 cases, inflation rates, and unemployment rates increase. However, the amount of money supply does not have a significant effect on the level of non-performing loans. Interestingly, an increase in budget revenue is associated with a decrease in non-performing loans.